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Mark Stephens

Mark Stephens is Professor in Urban Economics at University of Glasgow. He was Professor of European Housing and Assistant Director of the Centre for Housing Policy at University of York from 2004 - 2009.

Mark's research interests include comparative housing policy, the evolution of housing systems in transition economies, housing finance and the relationships between social security, labour market and housing systems. He is founding Editor of the European Journal of Housing Policy, and a member of the European Network for Housing Research Co-ordination Committee. He is lead panel member of the Communities and Local Government Expert Panel for Housing Analysis and Surveys Expert Panel.

Mark Stephens was on the panel of The “Credit Crunch”: Consequences for UK Households in March 2009.


Fitzpatrick, S. & Stephens, M. (eds) (2008) The Future of Social Housing, London: Shelter.

Stephens, M (editor), Ford, J, Spencer, P, Wallace, A, Wilcox, S and Williams, P (ed.) (2008) Housing Market Recessions and Sustainable Home-ownership, York: Joseph Rowntree Foundation

Stephens, M, Dailly, M and Wilcox, S (2008) Developing Safety Nets for Home-owners, York: Joseph Rowntree Foundation

Stephens, M and Quilgars, D (2008) ‘Sub-prime mortgage lending in the UK’, European Journal of Housing Policy, Vol. 8, No 2, pp. 197-215

Fitzpatrick, S and Stephens, M (editors) (2008) The Future of Social Housing, London: Shelter.

Stephens, M and Quilgars (2007) ‘Managing Arrears and Possessions’, Housing Finance , Issue 05, pp. 1-14.

Stephens, M and Fitzpatrick, S (2007) ‘Welfare Regimes, Housing Systems and Homelessness: How are they linked?’, European Journal of Homelessness, Vol. 1, pp. 201-211

Fitzpatrick, S. and Stephens, M. (2007) An International Review of Homelessness and Social Housing Policy , London: Communities and Local Government Download .

Holmans, A., Stephens, M. and Fitzpatrick, S. (2007) 'Housing Policy in England since 1975: An Introduction to the Special Issue', Housing Studies, vol. 22, issue 2, pp147-162.

Stephens, M. (2007) 'Mortgage Market Deregulation and its Consequences', Housing Studies, vol. 22, issue 2, pp201-220.

Stephens, M. (2006) 'The Role of Housing Finance in the Housing Policy of the Transiton Countries', in J.Hegedus and R.Struyk (eds) Eastern Europe's Evolving Housing Finance Systems: Searching for an Efficient System, Budapest: Open Society Institute.

Stephens, M. and Quilgars, D. (2006) 'Strategic Pragmatism? The state of British housing policy', in L.Bauld, K.Clarke, and T.Maltby (eds) Social Policy Review 18, Bristol: Policy Press, pp 65-81.

Stephens, M. (2006) 'Systemic Risk and Home Ownership in the UK', in J.Doling and M.Elsinga (eds) Home Ownership: Getting in, Getting From, Getting Out, Delft: Delft University Press, pp 221-234.

Stephens, M. and Croucher, K. (2006) Attitudes to Making Adjustments to Common Parts of Rented and Leased Residential Premises, London: Department for Work and Pensions.

Stephens, M. (2006) Housing Finance, 'Reach' and Access to Owner-Occupation in Western Europe, York: Centre for Housing Policy, University of York.

Stephens, M. (ed) (2005) Evaluation of Individual Housing Policies and Technical Report, Evaluation of English Housing Policy 1975-2000 , London: Office of the Deputy Prime Minister.

Whitehead, C., Gibb, K. and Stephens, M. (2005) Evaluation of English Housing Policy 1975-2000, Theme 2. Finance and Affordability, London: HMSO.

Stephens, M., Whitehead, C. and Munro, M. (2005) Lessons From the Past, Challenges for the Future for Housing Policy: an Evaluation of English Housing Policy 1975-2000, London: Office of the Deputy Prime Minister.

Stephens, M. and Lynch, E. (2005) The Cost, Quantity and Quality of Housing Consumption in the UK: Comparisons With Other European Union Countries, York: Centre for Housing Policy.

Stephens, M. (2005) 'An assessment of the British housing benefit system', European Journal of Housing Policy, vol. 5, issue 2, pp111-129.

Stephens, M. (2005) 'A critical analysis of housing finance reform in a 'super' home-ownership state: the case of Armenia', Urban Studies, vol. 42, issue 10, pp1795-1815.

Acioloy, C., Andoni, D., Paysen, S., Puznov, A. and Stephens, M. (2004) Country Profiles on the Housing Sector: Armenia, Geneva: United Nations Economic Commission for Europe.

Stephens, M (2003) 'Globalisation and Housing Finance Systems in Advanced and Transition Economies', Urban Studies, Vol. 40, Nos.5-6, pp. 1011-1026.

Stephens, M (2003) 'Convergence in European Mortgage Systems before and after EMU' in Eijffinger SCW and Lemmen JJG (eds.) International Financial Integration, Cheltenham: Edward Elgar.

Stephens, M, Burns, N and MacKay, L (2003) 'The Limits of Housing Reform: British Social Rented Housing in a European Context', Urban Studies, Vol. 40., No. 4, pp. 767-789

Stephens, M (2002) 'Housing Market Instability in Finland before and after EMU', in Ministry of the Environment (Helsinki) (ed.) An Evaluation of Finnish Housing Finance and Support Systems, Helsinki: Ministry of the Environment.

Stephens, M (2002) 'International Models of Housing Finance: Housing Systems in the Western and Transition Economies' in Yasui, T (ed.) Housing Finance in Transition Economies, Paris: Organisation for Economic Co-operation and Development.

Stephens, M, Burns, N and MacKay, L (2002) Social Market or Safety Net? British Social Rented Housing in a European Context, Bristol: Policy Press.

Stephens, M (2001) 'Building Society Demutualisation in the UK', Housing Studies, Vol. 16, No. 3, pp. 335-352.

Maclennan, D, Muellbauer, J and Stephens, M (2000) 'Asymmetries in Housing and Financial Market Institutions and EMU' in Jenkinson, T (ed.) Readings in Macroeconomics, Oxford: Oxford University Press.

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